Welcome

Welsch, Flatness & Lutz is a commercial insurance and financial services company headquartered in downtown St. Louis.  The firm offers commercial insurance, bonding, health insurance and employee benefits, financial services and risk management programs such as safety and claims control.

Welsch, Flatness & Lutz staff members are specialists in niche industries including construction, health care, manufacturing and hospitality.  To maintain that expertise, staff participate in education seminars and conferences sponsored by their clients’ professional organizations.  At the company's training center, staff receive technology training and learn industry trends, OSHA regulations and other issues affecting their clients’ businesses.